first off in 0:11 thats how banks make money. second 0:41 if anything happens like that you just file for bankruptcy. third 0:58 they dont do nothing (this ties with the first one) every day they get businesses offers and deals so that they can lend them money while also getting money back. third in 1:08 you almost brought up a good point exept for the fact that one if you do that you do a thing called inflation which basically makes a nickle in 1998 worth a dollar today(this is an exaggeration).fourth 3:08 why would a bank purposely mess up its more beneficial if they got a good one instead all your saying here is a conspiracy theory.
and too be honest that info you got is the exact info I found in like 5 min of searching the web with "are banks ripping me off" you are not reliable and have shown no sources for me to even think about trusting you opinion if you want to complain about the banks you should also think about the fact that if you leave some money in the bank you get a bit more do you wanna know what thats called? its called interest its the banks way of saying thank you for trusting me with your money so tell me how does that not benefit me?
your a fucking conspiracy theorist and if you going to make a clams like this then at least give me hard prof not a fucking theory cuz last I checked there are no sources you need to shut the fuck up and do better resurch. cuz so far all I see is some one hungry for views on you tube aka better ad revenue.