Lol
This is more artsy than you might think! The meaning is that most viewers will think "wow, I can use this for MY art!"
Fun fact? If you feel like creating a pallete for your characters is hard, you won't go far in animation anyway...
If you are good in animation and still use the ready pallete, you saved yourself an hour or two tops and you'll still change it a lot to meet your needs, so it's no big deal...
So... LOL! :P