DIVE DIVE DIVE
Yeah I like it. The bold, striking colours of the king fisher are gorgeous, but the best bit is bubbles and the surface of the water that have been pulled along with its dive. Gorgeous. Great use of brushes for the background, too.
I ~think~ the kingfisher needs some more contrast on the blues. The detail you've got is fine, but I do feel you could have brought it out a bit more.
I'm giving you a 10, though, because it's a great image, and I love it's dynamcism.