What do you think it is? Is it evga because of their step-up programs or another company such as MSI or Asus? I believe I was told MSI is the brand that usually pushes the gpus hard and that they have the best overall performance. Which brand do you recommend? How does evga's step up program work? I know that in 90 days if something better comes out you can pay the difference to get that card instead, however what is with the 3 year warranty with the step up program? If your card dies in that 3 year warranty span can you step up and pay the difference?