Oh god, this is just...disturbing. Oh nonono -- not the animation, that's fantastic! Especially since the whole scene is down to the lineart, it really showcases the 'illusion of movement', that basic bare bones of what animation is at its core. And it's fantastic. But you don't need fancy colors and elaborate backgrounds to explore someone's clearly dented, demented psyche. He may have had other issues -- but if he really just chainsaw'd his own neck just because of a repossession, then...well, that's not the smartest thing, right?
Great choice, great execution, and good luck in the runnings! But no matter where you wind up ranking, you should be proud of this and keep it in your repertoire. And all the best to you in your future efforts animating. But that should be no trouble at all for you, sir, if this is any indication.