Nice colours and I love the expression of the face. The eyes really capture me.
I wonder if the light isn't abit to strong for a rainy day, or is there a single rainclound following her while it's sunny around her? The shadow of the umbrella seems abit to strong to me. (I likewhat you did with the shadow of the lantern overlapping the umbrella's, I would not have tought of that).
About the hair it seems like she has a pretty flat head, even if it's wet (but what does the umbrella do then?)
I love how you did the anatomie, the hands and feet look great and I love the details you put to the knees.