the torso is decent for the most part. Her right arm is a bit screwy, her shoulder was put too far back, and her arm is too thin/ short. Her hand is also really small, for future reference, the hand (when the fingers are open) is slightly larger than the face, and (when the arm is at it's side) should be able to reach half-way down the thigh. Also, I get that it's more of an anime style, but her right eye should be closer to the center of her face. Consider using construction lines when creating the upper and lower torso so that you can better tell how they connect, I say this because you have a section between her rib-cage and hips that doesn't really exist, the hips more or less start at the bottom of the sides of the rib-cage, sometimes a bit higher. despite the few issues, you're definitely headed in the right direction!
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