Haggard: 13.00 Voting Power
That's four times in a row, right? Congrats! ^^
letiger: Level 19
bifgis: Level 36
vader316: 14,000 Saves
Fro: 22,000 Saves
At 4/10/10 12:32 PM, reverend wrote:
Has anybody noticed that you can view Art Reviews in your profile now?
Oh that's nice. I don't think I'll be that active in the Art Portal, but perhaps I can write a couple of reviews here and there. I'm sure they'll be included in the Pentalist someday, so can't hurt to work on that stat for a bit. And who knows, maybe I'll be drawn to the Art Portal a bit more.
At 4/10/10 09:51 AM, Auz wrote:
Lol, I don't know if you still had lectures the day after, but I've always found those people a bit strange. The people that just get drunk on normal weekdays while they still had lectures or projects the next day. Of course I can see the fun and you don't necessarily always have to show up sober, but I wouldn't want to turn it into a habit or anything.Proper class scheduling. I usually have a few or no classes on Fridays. :)
Ah, having no classes on Fridays is always great. Long weekends ftw ^^
Hmm laws are slightly different here I believe. You won't have to pay anything back in the first five years, but afterwards your debt will increase with like... 2% per year or so (just like an ordinary loan, except cheaper) and then you have to pay it back within some amount of time.Yeah the system is different here. The government gives out grants of 4,300 Dollars (3,186 EUR) max to lower income families but typically that doesn't cover everything so the government also offer low interest loans of 1.25-8.25% rate which you start paying back six months after you graduate or drop out. Not to mention, any other scholarships you might earn from other sources like the school itself.
Fortunately you will receive the first five years of student support as a 'gift' so if you finish your study in the minimum amount of time you won't have to pay anything :)
8.25% rate still seems like a lot to me :p I don't know what the rate for a normal loan is, but I guess you could lose a lot of money there if you don't pay it back fast. Also, sucks to be in a higher income family with parents that don't want to jump in.
Aw, but I think night classes would suck. Or at least, there is indeed not much time and if you're already working 40 hours a week I wouldn't want to spent the evenings following courses. But I guess you don't have much choice these days...Well when your are in Grad school the course are tougher but the hours are less. I averaged about 15 hours per week in college but grad student will average only about 9. So that's about 2 hours per night each week or 3 hours if you go every other night.
Averaged only 15 hours a week in college? :p Last period I had 40 hours scheduled, which is pretty extreme even to our countries standards, but 20+ hours is normal here.
And yeah I supposed those hours would be less, but imagine if you just worked for 8 hours and then have to go to this grad school for two more after you've had dinner. You'll probably have to do some traveling as well, so you're basically busy from early in the morning to late in the evening ALL WEEK. I think I'd prefer to drop on the couch and watch TV after I'm done working.
At 4/10/10 06:47 PM, Haggard wrote:
At 4/10/10 09:51 AM, Auz wrote:
Well if you can get a better summerholiday job with it it's not so pointless :) All I can get at the moment is stupid, repetitive jobs that require as little thinking as possible and earn as little as possible.I only had one student job so far, heh. But they didn't need me anymore, so my contract wasn't renewed.
I really wanted to look out for other jobs, but it's kind of hard to do if you don't really have to. My parents give me enough money to live and to pay for the Uni; currently about 250 Euro per semester (semester fee), which covers the costs for my semester ticket (I can use the public transportation system of my town with it) and some other costs as well (like, I get cheaper food in the canteen).
Yeah I can see what you mean. I wasn't very motivated to look for a job last year either. My parents pay for almost everything I need and on top of that my summer holiday was only five weeks long anyway. That's way too short to go and waste it on doing stupid summer jobs imo.
I don't pay any tuition right now (which used to be 500 Euro but is now 350 Euro), there's the option to defer those. I have to pay back my debt once I earn more than 30k Euro a year. I don't know if there's a time limit, though...
Oh you'll probably have plenty of time then. I believe generally uni-people earn about 30k per year max when they just start working. So I suppose you'll still have a couple of years before you have to start paying back, and once you do you got a decent salary already.
Also there's another problem (I have to get into greater detail for this one ^^): In Germany there's something called "Regelstudienzeit". It means that some smart people once said: Well, for this field of study you shouldn't need any longer than X semesters.
Lol, "smart people" as in: A bunch of nitwits who actually know jackshit about stuff that has anything to do with education? :p
So the "Regelstudienzeit" says, I should've completed my studies after 9 semesters. I am currently in my 10th semester, so I didn't make it in the amount of semesters those smart people once determined (but it isn't unusual. Only very few people get their studies done in the "Regelstudienzeit").
Now the problem I have is, that the deferral for the tuition fees is only active until 2 semesters over the amount those smart people said I should need for my studies. So once I reach the 12th semester, I have to pay tuition fees and the semester fee. Which propably means, if I have to study this long, I have to go to my parents again to beg for more money.
Ah, so basically you already have a student loan, but once you cross those X amount of semesters you're gonna have to pay extra if you want to continue? That sucks =/
Right now, I have enough to live and to save something up for the next semester fee. But if I have to pay tuition fee on top of that I don't have enough money.
But the "funny" thing is, even when I had my student job, I still hadn't enough money to pay the tuition and the semester fee and I still had to go to my parents "begging" for more money. :/
But can't you just take a cheap student loan then? I suppose that if you go working in the summer, get some money from your parents and loan a bit you could gather enough money to make it for another year.