The Bold parts are the parts I want you to read the most, unless you're interested in the horrible Tuesday I've had thus far.
Can anyone explain to me in simple terms, how I can get a Credit Card and how it works? Please don't link to google, I'd like someone to explain it to me unlike the Employee at RadioShack who poorly explained to me how their RadioShack Debit card worked. Google isn't the Solution for everything in my opinion.
Can I go to my local Bank and apply for one and at the same time put as much money as I want into it or do they usually have limits? Like will they let me only put 50 bucks in it or do they want more like 100 bucks? How does it work?
I know each Credit Card company is different so please suggest the better Credit Card Companies to go with. Also, I do not want any interests on it, if I have that money in there they won't just take it out if I haven't spent any of it. I can understand if I get interests if I pay for something I don't have the money for but I don't want interests for stuff that I can afford.
Thank you, I have had a really bad day with Office Max(Slow, I was behind 1 person and it took 25 minutes and they still didn't get done with the person), than I ran to our Mall for a Debit card and bought a crappy Greenspot Debit card which was explained to me poorly by the Employee there on what I could and can not do with it. I went home and found out that the greenspot Debit card does not work with Countries outside of America and it wanted to charge me 6 dollars monthly! I called Greenspot up and they were nice even tho I was very angry/frustrated and apologized to the woman several times because I think she understood that I was having a really bad day. They said they will send me a 25 dollar Check in the mail.
But the real problem is that the Employee at Radioshack didn't explain to me that the card wasn't refundable(He lied when I went back and claim he told me this but I'm 99 percent sure He didn't and was just trying to save face probably in front of his Manager) So I lost $4.95 which might seem like nothing to you guys but it is something to me with this terrible Economy. I wanted to Smash the kids face because I blamed him mostly for it even tho I should have been smarter and realized that they probably don't train their Employees at Radioshack too well. So I couldn't blame him entirely plus it wasn't worth getting arrested for. I mean I am partially to blame for actually thinking people would actually do their jobs right and know the products they are selling.
Also at OfficeMax I had no problem with the two women today who were working registers, I had problems seeing all the White Employees(I'm white btw, Not lying) but the White Male Employees looked like they were wandering around while I was in there for 25 minutes waiting to buy a 25 debit card and I thought that was rude and that they should have opened up another Register. My anger did get the best of me today but I really am sick of bad Employees and I have to blame the Companies like OfficeMax and RadioShack for not training Employees properly. You can say they were stocking stuff but it didn't appear like that to me. Also, I would not run a business poorly like that where I lose Customers because one of the 5 white men couldn't take the time to get on a Register.
Also, Greenspot still has not sent me an email or text my phone so I hope they were honest about refunding my 25 dollars by sending in the next 10 days because I am really upset about this whole situation. I don't think the Woman on the phone held a grudge because I think she understood what type of day I was having.
My apologizes for typing all that, I'm sure most of you didn't read all of it which is fine because I can understand that time is precious. That is why I was upset with the 25 wait time at Office Max while I was standing behind only 1 person to buy something. I wasn't the only customer who flipped out either, some older Black woman was gonna buy a case of Water bottles dropped the Water Bottles on the Counter and left and she did not seem to please with the slow service.