You can scan a physical piece which you drew on paper, or painted, as well as take a photo of it. You can purchase a handful of digital art programs such as Art Rage, Photoshop, Illustrator or even Flash.. You could also try a free digital solution like Gimp or Twisted Brush. There is also a free version of Art Rage. There are also many other programs for digital art, which you can find with a simple Google search. If you need help improving your skills Drawspace is a great resource for lessons.